What are PPDs?
Permanent partial disability (PPD) benefits are payable for the permanent functional loss of use of the body based upon a disability schedule and help insurance adjusters or juries determine compensation for injuries. PPD ratings are assigned as a percentage of disability to the body as a whole and there are rules (usually called the PPD schedule) that are required to be used when determining the rating. The total percentage rating is multiplied by a specific dollar amount or a number of weeks to determine the benefits that are payable. Ratings cannot exceed 100 percent of the whole body for any one injury.
