How do I pay for property damage or a rental car?

If you get into an accident, there’s generally two ways your car is going to be paid for, as long as you or the person at fault have sufficient insurance. First, obviously, the insurance belonging to the other driver would cover your car. That being said, insurance companies often will want to see a police report first, so you may be waiting as long as ten days. In that case, you can have your insurance company cover your car until fault is determined. If you are at fault, you will have to go through your own insurance company after paying a deductible. While deductibles can be as little as 250 dollars or as much as 5,0000 dollars, the average is 500. This means you will have to pay the first 500 dollars of the bill, while your insurance would pick up the remainder.